In brief
Encryption keeps the exchange on the network, and the certificate connects the connection to the domain. These are different tasks that need to work together.
Useful to know
When the address starts with HTTPS, the browser uses HTTP over a TLS-protected connection. The main idea is to protect the exchange between the client and the server when passing through a network that we do not need to trust. TLS provides confidentiality, detection of changes in the transferred data and authentication of the parties. In the usual visit to a site, the server is authenticated to the browser until the visitor submits their own client certificate. [1]
Encryption and authentication answer various questions. The first restricts the reading of messages along the way. The latter helps the client to identify which domain the other party belongs to. The certificate participates in this verification by linking a public key to a domain name. Therefore, a certificate warning is not just a cosmetic obstacle to charging. It indicates that the browser cannot complete the expected verification in the normal way. [1]
To distinguish tasks, let's imagine a fictional booking site. The visitor enters a preferred date and sends a form. When evaluating the service, we can ask three questions separately: is the connection secure, is the correct address open and does the reservation itself work correctly. A successful answer to the first question does not prove the other two. This is a useful practical framework for verification because it does not turn a technical indicator into an overall assessment of the quality of the whole service.
HTTPS is the encrypted form of HTTP, and not a separate type of content. [2] The same catalog may contain titles, images, and forms regardless of the mode of transmission. The difference is in the protection of the exchange. Therefore, the address of the page and the addresses of its resources must be viewed together. A basic document through HTTPS, that asks for resources through plain HTTP, creates mixed content. The browser can upgrade such requests to HTTPS or block them according to their type. [1]
A practical review can be organized as a simple visitor route. We open the homepage, look at material, use the search, and check a form with test data. For each step, we record the final address and visible warnings. Thus we separate the problem of a specific resource from a problem of the whole site. For example, a missing image and an untrusted certificate require different actions, although both can be noticed in a single visit.
In maintenance, it is reasonable to explicitly record the responsibilities: who manages the domain, who sets up the server, and who monitors the certificates. This does not require the visitor to understand cryptography. Technical checks need to serve a clearly defined result: the page is opened at the expected address, its resources are loaded and the protected exchange is not interrupted along the way. Then HTTPS performs its specific role in a working service.
Sources
For further detail and to check the information: